What Expenses are Covered by Workers’ Compensation Insurance?

middle aged worker in neck brace with broken arm sitting at table and talking to businessman in blue jacket in officeMany workplaces offer workers’ compensation benefits to employees who get injured on the job. Workers’ compensation is a form of insurance that certain employees are able to claim after getting hurt that will help them with their expenses until they are able to return to work. Employees at companies that offer this assistance should be aware of the rules of workers’ compensation and understand the expenses that it does and does not cover. If you are unsure of how this insurance works, Wichita KS workers compensation lawyers can explain the rights you have, and the stipulations involved with submitting a claim. The attorneys at the Franklin Law Office can explain what protections you are entitled to based on your workers’ compensation plan.

What Does Workers’ Compensation Cover?
If you have filed a claim after a work injury, it is important to know what will be taken care of and what you will need to provide on your own. Generally, workers’ compensation insurance covers:

-Medical bills resulting from medical care for the injury
-Monthly income
-Job training for workplace reentry
-Compensation for long term or permanent injuries
-Benefits for the family of an employee killed in the workplace

You should note that this benefit does not cover pain and suffering. Furthermore, if you choose to submit the claim and gain the compensation, you have forfeited your right to sue your employer or to take any further legal action against them.

As an employee in a workplace where accidents are likely to occur, it is beneficial to speak to Wichita KS workers compensation lawyers about how you could potentially be impacted by the rules of worker’s compensation. They can help you decide if accepting this insurance is the best option for you.

Let the Franklin Law Office give you the legal advice you need related to this matter. Contact our office for a consultation.